If production stops…make certain you get paid

Posted by Edward X. McNamara on October 24, 2016

Have you ever considered that a cyber-attack could do more than just take information and data? Did you know that cyber-attacks can now stop a manufacturer’s actual production line?  

Read about cyber protections as shared with readers of Crain's Cleveland Business. Continue Reading

Why don’t CEOs care about insurance?

Posted by Edward X. McNamara on September 29, 2016

It’s true. Most CEOs of multi-million dollar operations don’t invest their time wondering what their business insurance covers. Our client CEOs have made these considerations. Here's why... Continue Reading

Is your health insurance program the wrong fit?

Posted by Ed Purcell on July 29, 2016

In spite of repeated nationwide news commentary and media coverage telling of the continual reduction of employee benefits, research actually demonstrates that many employers have stocked their health insurance programs with more coverage than required by their employees. Private health care exchanges are a solution for giving employees choices tailored to their needs that they can self select, while also opening windows to overall program cost reductions. Learn more... Continue Reading

Does your broker understand your Environmental Issues?

Posted by Tanya Andolsen on July 15, 2016

The demands for environmental compliance are continually changing. Most company stakeholders – customers, neighbors, shareholders, et al. – expect and assume that environmental stewardship is a management priority.  Does your insurance broker recognize this priority? Is your broker helping you manage it? The answers to the following questions will help you evaluate your environmental issues and vulnerabilities... Continue Reading

Cover the risks, Close the deal

Posted by Tanya Andolsen on June 29, 2016

Making a property transaction? Environmental insurance can give assurances to the bank financing the deal that the property being acquired won’t interfere with your ability to service the loan. Learn more...

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Meeting the Neighbors: One Insurance Claim at a time

Posted by Tanya Andolsen on June 27, 2016

The broad definition that anything can potentially be deemed a pollutant, coupled with the fact that for more than 40 years most Commercial General Liability policies have contained pollution exclusions, ultimately leaves most manufacturers without adequate protections against third party claims. Learn how most manufacturers realize their vulnerablity to environmental issues in a column that was originally published by Crain's Cleveland Business on May 21, 2016.

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The Law of Unintended Consequences

Posted by Ed Purcell on June 17, 2016

How employers can mitigate the impacts of New Overtime Laws

Earlier this week in a webinar hosted by Ogletree Deakins, Armada Risk Partners shared several likely direct and indirect impacts of the new salary and overtime regulations. Ultimately, the effect on employee benefit plans will be driven by the approach each employer takes to mitigate its particular challenges.

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What’s your Broker’s 3-year plan?

Posted by Ed Purcell on May 27, 2016

Does your broker’s plan have you ready for the 2020 tax?

Have you taken actions to avoid paying the Cadillac Tax on your employee health insurance program? Starting in 2020, the Affordable Care Act (ACA) imposes a 40% excise tax on any employer-sponsored health care coverage that exceeds annual indexed dollar limits. Continue Reading

Join the Fight Against Health Care Inflation

Posted by Ed Purcell on May 27, 2016

Health care inflation has increased with the arrival of the Affordable Care Act. Most employers are struggling with rising health care costs. Many mid-sized companies simply don’t have the data to begin evaluating cost drivers and devise solutions to counter these. Data is critical because not all solutions apply to companies of equal size.

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Financial Fitness is the “New Wellness Program”

Posted by Ed Purcell on May 04, 2016

Worksite wellness programs have grown in prevalence, yet their promises of gains from lower health insurance utilization and increased productivity are under realized for most. Employers of choice or highly desirable work environments, however, have identified the barriers to realizing these gains and are employing a strategy that encourages employees to secure rewards in health and wealth.

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