Skip to main content

Valuable Possessions Insurance

Accidents happen. Make sure you’re covered.

Valuable possessions insurance to protect your lifestyle.

Home ยป Private Risk Insurance ยป Valuable Possessions Insurance

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident, or natural disaster.

Are your most prized possessions properly covered?

Most homeowners insurance or renters insurance policies have a limit on how much they will pay for any single item. While this is fine for most possessions, it can mean you won’t get the full amount for expensive items such as jewelry or artwork. That’s where valuable possessions insurance comes in.

Ensures you get the actual value to replace what you cover.

A valuable possessions policy has other benefits, in addition to making sure you are adequately covered. For example, you can get coverage based on the actual replacement value of the item that you are insuring rather than a generic market price. It’s well worth getting regular valuations and keeping your policy up-to-date to reflect these figures.

Additional coverage for accidental damage.

Valuable possessions policies may also have the option of covering accidental damage to expensive items like jewelry or artworkโ€“something that isn’t always on option with homeowners insurance.

Covers what homeowners insurance alone cannot.

Another option worth considering with valuable possessions insurance is coverage that isn’t restricted to your home. For example, a homeowners policy often won’t cover loss or damage to jewelry that you wear out of the houseโ€“whether that’s a necklace on special occasions or an engagement ring you wear every day. Valuable possessions insurance policies will often have the option to cover such losses.

Not sure if valuable possessions insurance is for you? Contact us and we’ll help you decide if this coverage is a good fit.

Valuable Possessions Insurance - Diamond Ring in a Box

Get Started Today

As an independent brokerage, we are here to help you find the right Valuable Possessions Insurance coverage.

Engage Our Team

ย  Valuable Possessions Insurance Information Request

As an independent brokerage, we are here to help you find the right coverage.

  • Only needed if you are a current Armada client.
  • This field is for validation purposes and should be left unchanged.

Engage Our Team

It only takes a minute to get started.

  • Fill out the form, a team member will be in touch.
  • Review options with a broker.
  • Learn about available insurance options from an expert.

Armada Risk Partners.
We Protect. You Grow.