A certificate of insurance is a document that verifies you have insurance coverage, and condenses all the key information about your program (policy numbers, effective dates, names of the insured, types and limits of your coverage, etc.) into an industry standard form.
Professional liability coverage — often referred to as Errors & Omissions insurance — is a specialty coverage for various professions that provide expert services and therefore are held to a higher standard of care in their industry. If your business performs a service or provides advice for a fee you may have a professional liability exposure.
March 23, 2010 marked the adoption of the Patient Protection and Affordable Care Act (PPACA), now better known as the Affordable Care Act (ACA) or Obamacare. For the medical insurance community and American citizens, it was a date that would entirely upend the understanding and implementation of medical insurance for both corporate America and individuals buying medical insurance.
All rental car companies offer you the option to purchase their insurance coverage – or what they call a Loss Damage Waiver (LDW) – when renting a car. Most people decline coverage as it can be quite expensive and they generally assume their personal auto insurance will cover them. Unfortunately, this is not always the case.
When looking for strategies that can help a private equity firm protect the investments in its portfolio and give them a competitive edge, many executives are now turning to Trade Credit insurance as a solution.
Benefits professionals have no doubt always believed their contributions were crucial to the overall success of their employers. But that’s perhaps never been truer than it is today.