With headlines regularly spotlighting giant data breaches at Fortune 500 companies, sometimes involving millions — in a few cases even hundreds of millions or billions — of compromised customer accounts, it’s easy to assume that privacy breaches are a concern only for the largest organizations.
All rental car companies offer you the option to purchase their insurance coverage – or what they call a Loss Damage Waiver (LDW) – when renting a car. Most people decline coverage as it can be quite expensive and they generally assume their personal auto insurance will cover them. Unfortunately, this is not always the case.
In early 2022, employers across the country were surveyed regarding attraction and retention challenges and workplace strategies. This survey provided…
A certificate of insurance is a document that verifies you have insurance coverage, and condenses all the key information about your program (policy numbers, effective dates, names of the insured, types and limits of your coverage, etc.) into an industry standard form.
Professional liability coverage — often referred to as Errors & Omissions insurance — is a specialty coverage for various professions that provide expert services and therefore are held to a higher standard of care in their industry. If your business performs a service or provides advice for a fee you may have a professional liability exposure.
March 23, 2010 marked the adoption of the Patient Protection and Affordable Care Act (PPACA), now better known as the Affordable Care Act (ACA) or Obamacare. For the medical insurance community and American citizens, it was a date that would entirely upend the understanding and implementation of medical insurance for both corporate America and individuals buying medical insurance.