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Armada Blog

No One Thinks About Insurance, Until Catastrophe Hits

By Armada Blog

If I asked you to give me an example of a catastrophe, most people’s minds would immediately turn to an earthquake, tornado, or a major fire that destroys an entire neighborhood. Those are definite catastrophes that can affect large numbers of people. But what if I asked you more directly, what would rock your world enough to be considered a personal catastrophe? Those answers can be much more varied and subjective.

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Do you have an agent or a “true” broker?

By Armada Blog

When the cost rises for your insurance, does your broker blame the market? Does your broker advocate more for the insurance carrier than you? Sorry to report that you don't have a broker. You're working with a broker. You need to recruit a QB for risk management. Someone who can read the entire field of play, understand the playbook and corresponding coverages, know the right personnel for any given situation, and can lead a team around or through barriers to improved performance. Someone who is a "true" broker. Learn more…

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The Solution for Health Care Insurance Inflation

By Armada Blog

What’s your broker’s 3-year plan to contain costs and retain services?

Companies without any sort of strategic plan in place for health and benefits are destined to fall short for their employees – even a goal of “status quo” requires some sort of multi-year strategy, as many competing external (and often internal) forces simply don’t allow for things to stay the same. Learn more…

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Is your health insurance program the wrong fit?

By Armada Blog

In spite of repeated nationwide news commentary and media coverage telling of the continual reduction of health and benefits, research actually demonstrates that many employers have stocked their health insurance programs with more coverage than required by their employees. Private health care exchanges are a solution for giving employees choices tailored to their needs that they can self select, while also opening windows to overall program cost reductions. Learn more…

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